GHI Senior Care

GHI Senior Care

If you are a Medicare-eligible retiree, you have the option of enrolling in GHI/Empire BlueCross BlueShield Senior Care program, a Medicare Supplement program.

After you have satisfied the Medicare Part B deductible, you will be responsible for an additional $50 of covered Senior Care services per individual, per calendar year. GHI then pays the Medicare Part B coinsurance (that is, 20% of Medicare Allowed Charges) for covered services for that calendar year.

Please note that the separate $25 calendar year deductible for private duty nursing, ambulance, and durable medical equipment will remain unchanged.

Under this plan, GHI supplements Medicare for the following benefits, subject to a deductible:

  • Office visits
  • In-home nursing services
  • In-hospital physician services
  • Laboratory tests
  • Outpatient hospital services
  • Radiation therapy
  • Specialist consultations
  • Speech therapy
  • Surgery and anesthesia
  • X-ray examinations

You can enhance your Senior Care program with the following services:

  • Enhanced Medicare Part D benefits for prescriptions received at network pharmacies and home delivery service
  • Increased inpatient hospital benefit to 365 days (underwritten by and provided through Empire BlueCross BlueShield)