Enrollment Codes and Rates


The High Option Plan serves all of New York and Northern New Jersey.

The Standard Option Plan serves New York City plus most New York counties, as well as Northern New Jersey.

These plans are only available to individuals who live or work in certain counties. Please see Federal RI 73-007 for the counties included in the service area.

Biweekly Monthly Biweekly
Type of Enrollment Enrollment Code Gov’t Share Your Share Gov’t Share Your Share Category 1 Your Share Category 2 Your Share
High Option Self Only 801 $202.01 $157.24 $437.69 $340.69 $143.21 $157.24
High Option Self and Family 802 $448.57 $449.64 $971.90 $974.22 $418.49 $449.64
Standard Option Self Only 804 $202.01 $68.08 $437.69 $147.51 $54.05 $68.08
Standard Option Self and Family 805 $448.57 $164.74 $971.90 $356.94 $133.59 $164.74

Non-Postal rates apply to most non-Postal employees. If you are in a special enrollment category, refer to the Guide to Federal Benefits for that category or contact the agency that maintains your health benefits enrollment.

Postal Category 1 rates apply to career employees covered by the National Postal Mail Handlers Union (NPMHU), National Association of Letter Carriers (NALC) and Postal Police bargaining units.

Postal Category 2 rates apply to other non-APWU, non-PCES, non-law enforcement Postal Service career employees, including management employees, and employees covered by the National Rural Letter Carrier’s Association bargaining unit.

Special Guides to Benefits are published for American Postal Workers Union (APWU) employees (see RI 20-2A) including Material Distribution Center, Operating Services and Information Technology/ Accounting Services employees and Nurses; Postal Service Inspectors and Office of Inspector General (OIG) law enforcement employees (RI 70-2IN); Postal Career Executive Service (PCES) employees (see RI 70- 2EX); and non-career employees (see RI 70-8PS).

Career APWU employees hired before May 23, 2011 will have the same rates as the Category 2 rates shown below. In the Guide to Benefits for APWU Employees (RI 70-2A) this will be referred to as the “Current” rate; otherwise, “New” rates apply.

For further assistance, Postal Service employees should call:

Human Resources, Shared Service Center, 1-877-477-3273, option 5 (TTY: 1-866-260-7507)

Postal rates do not apply to non-career postal employees, postal retirees, or associate members of any postal employee organization who are not career postal employees. Refer to the applicable Guide to Federal Benefits.