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How to become an appointed FMO with EmblemHealth

FMOs seeking appointment must submit the following documents:

  • A copy of your current New York State corporate broker license is under Section 2104 of the insurance law, issued under section (a) of the insurance law that stipulates Accident & Health accreditation.
  • A completed W-9 form
  • Errors and Omission Insurance
  • GHI/HIP Selling Agent Appointment Form
  • A completed EmblemHealth FMO contract

How to gain appointment for recruited agents/brokers through an FMO

FMOs seeking appointment for their agents/brokers must submit the following documents:

  • A copy of their New York State Accident & Health license
  • Errors and Omission Insurance
  • Assignment of Commission form
  • Current AHIP Certification —
  • GHI/HIP Selling Agent Appointment Form
  • A completed EmblemHealth FMO Contract

Training/Testing Requirement

In accordance with CMS guidance on Broker/Agent Training and Testing, section 42, CFR 422-2274 (b) and (c) and 423.2274 (b) and (c) - CMS 4138 0- IFC: Medicare Advantage Organizations (MAO) and Part D sponsors must ensure, starting with sales and marketing for plan year 2009, that annually brokers and agents selling Medicare products are trained on Medicare rules and regulations and on plan details specific to the plan products being sold by the brokers and agents selling. MAOs and Part D sponsors must also ensure that brokers and agents selling Medicare products are tested annually on their knowledge of Medicare rules and regulations, as well as, on the plan specific details of the plan products being sold. In order to sell Medicare products, a broker or agent should receive a passing score of at least 85% on the test. Tests may be in the form of a written test or computerized.

Brokers seeking appointment must be certified through AHIP Medicare Regulation training; complete and pass the EmblemHealth Product and Fraud/Waste and Abuse training/testing. EmblemHealth will conduct online product training/testing every year. Brokers must contact their FMO to gain access to our training/testing site.

Lead Medicare Sales Specialists

Adam Sosler – 1-212-615-4673

Barbara Perry – 1-646-447-7029

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Your member ID # is on the front of your ID card.

In most cases, if you are the policy holder, you can also use your Social Security Number to register.