Plan Options


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ConsumerDirect PPO Overview

Lower premiums in exchange for a higher annual deductible

Compatible with a tax-advantaged Health Savings Account (HSA)

In- and out-of-network benefits

Access to more than 106,000 physicians and other health care professionals at nearly 172,000 locations in the tri-state area in addition to a nationwide network of practitioners

ConsumerDirect EPO Overview

Lower premiums in exchange for a higher annual deductible

Compatible with a triple tax-advantaged Health Savings Account (HSA)

In-network only coverage

Access to more than 106,000 physicians and other health care professionals at nearly 172,000 locations in the tri-state area in addition to a nationwide network of practitioners

Optional Riders

The above plans include the following options.

Age 29 Law Rider extends the age of dependency to age 30 (end of month), allowing the group's eligible members' dependents to remain covered under the member's plan.

Mental Health Parity Make Available Rider eliminates mental health and substance abuse visit limitations, allowing for unlimited visits.

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