Information About Our Proposed 2015 Rates

The following contains notification of our large group HMO rate filings for the upcoming year.

New York State law requires all insurers and HMOs to provide their policy and certificate holders with notices that describe rate adjustments being proposed for any community-rated product. On July 17, 2014, we sent written notice of our large group HMO plan rate filings to all impacted subscribers and groups, informing them of our rate applications for plans that will be renewed in 2015.

You may contact us or DFS to request additional information. You may also submit your comments to DFS within 30 days of when our letter to you was dated. Please see the letter for information on how to submit your comments or questions.

The New York State Department of Financial Services (DFS) may approve, modify or deny the proposed adjustments. We will notify all impacted subscribers and groups of their final, approved rate approximately 60 days before their renewal date.

For more information about our large group HMO rate filings, please refer to the narrative listed below.

2015 HIP Large Group HMO Rates Includes GHI HMO, HIPaccess® I, HIP Prime® HMO and Vytra plans