Information About Our Proposed 2017 Rates

New York State law requires all insurers and HMOs to provide their policy and certificate holders with notices that describe rate adjustments being proposed for any community-rated product.

On May 16, 2016, we sent written notice of our small group and individual plan rate filings to all impacted subscribers and groups, informing them of our rate applications for plans that will be renewed in 2017.

On July 25, 2016, we sent written notice of our large group HMO plan rate filings to all impacted subscribers and groups, informing them of our rate applications for plans that will be renewed in 2017.

You may contact us or DFS to request additional information. You may also submit your comments to DFS within 30 days of when our letter to you was dated. Please see the letter for information on how to submit your comments or questions.

The New York State Department of Financial Services (DFS) may approve, modify or deny the proposed adjustments. We will notify all impacted subscribers and groups of their final, approved rate approximately 60 days before their renewal date.

For more information about our rate filings, please refer to the narratives listed below for your plan type.

2017 HIP HMO Large Group Rates

Includes GHI HMO, HIPaccess® I, HIP Prime® HMO, HIP HMO Preferred, and Vytra Plans

2017 HIP Direct Pay Rates – All regions excluding Long Island*

Includes Select Care Platinum D HMO, Select Care Gold D HMO, Select Care Silver D HMO, Select Care Bronze D HMO, Select Care Platinum, Select Care Gold, Select Care Silver and Select Care Bronze Plans

2017 HIP Direct Pay Rates – Long Island region*

Includes Select Care Platinum D HMO, Select Care Gold D HMO, Select Care Silver D HMO, Select Care Bronze D HMO, Select Care Platinum, Select Care Gold, Select Care Silver and Select Care Bronze Plans

2017 HIP Direct Pay Rates – All regions excluding Long Island*

Includes Select Care Basic D and Select Care Basic Plans

2017 HIP Direct Pay Rates – Long Island region*

Includes Select Care Basic D and Select Care Basic Plans

2017 GHI Direct Pay Rates

Includes EPO HD Platinum, EPO HD Gold, EPO HD Silver and EPO HD Bronze Plan

2017 HIP Small Group Rates

Includes Select Care Platinum S, Select Care Gold S, Select Care Silver S, Select Care Bronze S, EmblemHealth HMO 15/35 (Platinum) and EmblemHealth HMO 40/60 (Gold) Plans

2017 HIP Small Group Rates

Includes EmblemHealth Healthy NY HMO (Gold) Plan

2017 GHI Small Group Rates

Includes EPO HD6300 (Bronze) Plan

* Long Island region encompasses Nassau and Suffolk counties.