Information about our proposed 2018 rates

New York State law requires all insurers and HMOs like Emblemhealth to provide their members and customers with notices that detail proposed rate increases for the coming year.

On June 1, 2017, we sent written notice to our Small Group and Individual plan members and customers letting them know of our rate proposals for plans that will be renewed in 2018.

On July 25, 2017, we sent written notice to our Large Group plan members and customers letting them know of our rate proposals for plans that will be renewed in 2018.

The New York State Department of Financial Services (DFS) may approve, modify or deny the proposed adjustments. We will notify all impacted subscribers and groups of their final, approved rate at least 60 days before their renewal date.

Contact us or DFS for additional information. You may also submit your comments to DFS within 30 days of when our letter to you was dated. Please see the letter for information on how to submit your comments or questions.

To find out more about our rate filings, please refer to the narratives listed below for your plan type.


2018 HIP Individual Rate Narrative

Includes Select Care Basic, Select Care Bronze, Select Care Silver, Select Care Gold, Select Care Platinum, Select Care Bronze Value, Select Care Silver Value, Select Care Catastrophic D, Select Care Bronze D,
Select Care Silver D, Select Care Gold D, Select Care Platinum D, Select Care Bronze Value D, Select Care Silver Value D.


2018 HIP Small Group Rate Narrative

Includes Select Care Bronze Value S, Select Care Silver Value S, EmblemHealth HMO (40/60), EmblemHealth HMO (15/35), Healthy New York


2018 HIP Large Group Rate Narrative

Includes HMO Prime, HIPaccess I, HMO Preferred, HMO Plus, HMO Preferred Plus, Vytra HMO, and GHI HMO Plans.