2018 EmblemHealth (Standard)

Our standard “metal” and catastrophic plans, with possible tax credits, free telemedicine and free preventive care

5 Plan(s) found based on your selection

EmblemHealth Platinum

This no-deductible HMO plan has the lowest out-of-pocket costs and highest monthly premium of all our Individual/Family plans. It’s a good choice if you or your family needs a lot of medical care. Plus, you get free telemedicine and free preventive care.

EmblemHealth Gold

This HMO plan has some of the lowest out-of-pocket costs and the second-highest monthly premium of all our Individual/Family plans. It’s a good choice if you or your family visits the doctor often, but wants to pay less per month than you’d pay for our Platinum plan. Before the deductible, you also get pharmacy services, free telemedicine and free preventive care.

EmblemHealth Silver

This HMO plan offers eligible individuals help paying out-of-pocket costs. The base plan has mid-level out-of-pocket costs and a mid-level monthly premium, compared with our other plans. It’s a good choice if you or your family visits the doctor regularly and wants mid-range monthly costs. Before the deductible, this plan even offers pharmacy services, free telemedicine and free preventive care.

EmblemHealth Bronze

This HMO plan has the third-lowest monthly premium of all our Individual/Family plans. After the deductible, this plan pays half the allowed amount for your covered benefits. (The allowed amount is the cost your doctors and our company have agreed to.) This plan is a good choice if you or your family doesn’t need frequent medical care and wants a lower monthly cost. Plus, you get free telemedicine and free preventive care before meeting your deductible.

EmblemHealth Basic (catastrophic plan)

This high-deductible HMO plan includes three free primary care visits and free preventive care before you meet the deductible. It’s a good choice if you’re under age 30 and rarely need medical care but want the lowest monthly cost of all our Individual/Family plans.