2018 Essential Plan

A $0 or $20 plan with no deductible and optional dental and vision coverage, available only on the NY State of Health Marketplace. See if you qualify.

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Essential Plan (with adult dental & vision options)

EmblemHealth's Essential Plan is a no-deductible HMO plan with a $0 or $20 monthly premium. There are four versions of this plan, and eligibility depends on income and other factors. The Essential Plan is available at any time of year, but only if you enroll on the NY State of Health Marketplace.