New Health Essentials Plus Plan Meets the ACA Needs of Large Groups
Under the Affordable Care Act (ACA), most large businesses will be required to offer health coverage to their full-time employees or pay a penalty. EmblemHealth has a low-cost alternative.
Health Essentials Plus is a low-cost EPO hospital plan that offers basic hospital insurance and three in-network physician office visits (primary or specialty care) per calendar year. The plan also features full coverage for preventive services and affordable copays for generic prescriptions.
By offering Health Essentials Plus to their employees, your clients can:
- Fulfill their ACA obligations as a large business to offer health coverage to full-time employees
- Pay a low rate similar to the penalty they might otherwise pay for not offering coverage
- Give their employees the benefit of employer-sponsored coverage
- Avoid the Cadillac Tax, which, under ACA will be levied on high-cost insurance starting in 2018
Health Essentials Plus provides access to the EmblemHealth National network, which includes quality physicians, specialists, facilities and acclaimed hospitals in New York, and covered access to physicians and hospitals across all 50 states.
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