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Member Message From EmblemHealth


Last Day to Enroll: December 15
For January 1 Coverage

Recent Announcements from the Federal and State Governments

On November 14, 2013, President Obama announced that he would allow insurers to renew their existing health plans in the individual and small group markets for one more year, regardless of whether the plans meet the Affordable Care Act's (ACA) requirements for minimum essential coverage and the law's market reforms.

Each State has the authority to decide whether they will allow insurers to renew their existing non-ACA compliant plans. On November 18, 2013, various news agencies reported that New York would not renew plans that are not compliant with the ACA's requirements as of
January 1, 2014.

EmblemHealth Is Well-Positioned to Meet the Needs
of the Marketplace

In line with this position, EmblemHealth will not change the group of ACA-compliant products offered in 2014, and we have no plans at this time to retract discontinuance notices. We are excited about our new coverage options for individuals and small businesses that make sense for their coverage needs in 2014 and beyond.

EmblemHealth HMO 40/60, 35/55 and HD6300 are three of the most competitively priced small group plans on the market that meet not only the requirements of the ACA, but also the needs and budgets of small businesses. For your reference, we are pleased to provide you with our 1Q 2014 Premium Rates & Benefits Comparison Sheet for our new small group plans.

For coverage with EmblemHealth that starts January 1, 2014, your clients must enroll in one of our new ACA-compliant plans by December 15, 2013. Help your clients start the new year with health care coverage; enroll them in one of our commissionable small group plans by December 15.

Please DO NOT respond to this message. If you have any questions about this communication, please speak with your Account Representative.



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Group Health Incorporated (GHI), HIP Health Plan of New York (HIP), HIP Insurance Company of New York and EmblemHealth Services Company, LLC are EmblemHealth companies. EmblemHealth Services Company, LLC provides administrative services to the EmblemHealth companies.