The Basic plan is for individuals under age 30 and others who qualify based on financial need. It includes three annual visits to a primary care doctor before you meet the deductible.
Who's eligible: Individuals and families living within the 28 New York counties. Children and young adults can stay on a parent’s plan until age 26.
Financial assistance: Tax credits available for qualified individuals to help with premiums and out-of-pocket costs when enrolling on the NY State of Health Marketplace.
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EmblemHealth Basic (Catastrophic Plan)
- dental
- Generic Drugs
- vision
- telemedicine
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877-411-3625
Benefits Summary
| Referralsinfo | Required for specialist visits |
| Deductibleinfo | $7,900 individual/$15,800 family |
| Out-of-pocket maximuminfo | $7,900 individual/$15,800 family |
| Out-of-networkinfo coverage | No coverage for non-emergency services |
| Primary care physicianinfo | 3 free sick visits then 0% after deductible |
| Preventive carenfo | Fully covered |
| Specialist | 0% after deductible |
| Urgent care | 0% after deductible |
| Pharmacy | 0% after deductible |
| Telemedicineinfo | Fully covered |
| Gym | Reimbursement up to $400 per calendar year if qualified |
| Dental | Pediatric dental care |
| Vision | Pediatric vision benefits |
Cost Calculator
Since our Individual/Family and Essential Plans offer network-only coverage, members are responsible for the total cost of non-emergency care they receive outside their plan’s provider network.
Use the FAIR Health Calculator* to estimate the cost of non-emergency medical services and procedures by zip code.
*FAIR Health, Inc. is an independent nonprofit organization that uses actual provider charges when calculating fees. FAIR Health ensures that its fee information is accurate and complete. Please review the privacy policy and terms and conditions posted on the FAIR Health website.
Find a Provider
The Basic (Catastrophic) plan is on EmblemHealth’s Select Care Network. Members are responsible for the total cost of non-emergency care they receive outside their plan’s provider network.
Comparable plans
EmblemHealth Silver Value is underwritten by HIP Health Plan of New York. Coverage is subject to all terms, conditions, limitations and exclusions set forth in the contract. Refer to HIP policy form number 155-23-IONHIXHMO (04/17). For the child-only plan, refer to HIP policy form number 155-23-ICOHIXHMO (04/17).
EmblemHealth Silver Value D* is underwritten by HIP Health Plan of New York. Coverage is subject to all terms, conditions, limitations and exclusions set forth in the contract. Refer to HIP policy form number 155-23-IONHIXHMOCAT (04/17). For the child-only plan, refer to HIP policy form number 155-23-IOFFHIXCHILDCONT (04/17).
*The letter "D" after a plan name indicates that the plan is available directly from EmblemHealth, rather than through the NY State of Health Marketplace.
