2023 Silver Plus H.S.A. | EmblemHealth

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EmblemHealth Silver Plus HSA

Which groups are eligible: Small businesses with 1 to 100 full-time equivalent (FTE) employees and a primary business address in New York State.

Which employees are eligible: Qualifying individuals and families living in one of the 28 New York counties, all counties in New Jersey, and all counties in Connecticut. Children and young adults can stay on a parent’s plan until age 26, or through age 29 for an added cost.

  • Generic Drugs

Benefits Summary

Referralsinfo Not required for specialist visits
Deductibleinfo $3,500 individual/$7,000 family
Out-of-pocket maximuminfo $7,000 individual/$14,000 family
Out-of-networkinfo coverage No coverage for non-emergency services
Primary care physicianinfo $30 after deductible
Preventive careinfo Fully covered
Specialist $50 after deductible  
Urgent care $100 after deductible
Pharmacy $15 generic drugs after deductible
Telemedicineinfo Covered ($0 after deductible)
Gym  Reimbursement up to $400 per plan year if qualified
Dental  Pediatric dental care
Vision Pediatric vision benefits

Provider Network

With our robust network of quality doctors, you can get care from many of the region’s leading doctors, clinicians and facilities, including hospitals and urgent care centers.


Plan Documents

Cost Calculator

Use the FAIR Health Calculator* to estimate the cost of non-emergency medical services and procedures by zip code.


*FAIR Health, Inc. is an independent nonprofit organization that uses actual provider charges when calculating fees. FAIR Health ensures that its fee information is accurate and complete. Please review the privacy policy and terms and conditions posted on the FAIR Health website.