Although Original Medicare, which includes Parts A and B, covers many health services, a Medigap policy can assist in covering such costs as deductibles, coinsurance and copays. This plan supplements Original Medicare (Medicare Parts A and B). It makes the coverage provided by Original Medicare more complete.
Medicare Supplement Insurance Plans
Medicare Supplement Basics
EmblemHealth Medicare supplement plans are underwritten by EmblemHealth Plan, Inc. an Emblem Health company. Coverage is subject to all terms, conditions, limitations and exclusions set forth in the applicable EmblemHealth Medicare Supplement plan contract.
Each EmblemHealth Medicare Supplement Insurance plan meets the minimum standards for Medicare Supplement Insurance as defined by the New York State Department of Financial Services. The expected benefit ratio for each of these policies is 90 percent. This ratio is the portion of future premiums which EmblemHealth expects to return as benefits when averaged over all people with the policy.
IMPORTANT NOTICE — A CONSUMER’S GUIDE TO HEALTH INSURANCE FOR PEOPLE ELIGIBLE FOR MEDICARE MAY BE OBTAINED FROM YOUR LOCAL SOCIAL SECURITY OFFICE OR FROM EMBLEMHEALTH.
This advertisement is not connected with or endorsed by the U.S. Government or the federal Medicare program.
This is a solicitation of insurance. A licensed insurance agent/producer may contact you. HIP Health Plan of New York (HIP), HIP Insurance Company of New York and EmblemHealth Services Company, LLC are EmblemHealth companies. EmblemHealth Services Company, LLC provides administrative services to the EmblemHealth companies.
This information is not a complete description of benefits. Call 800-624-2414 (TTY:711) for more information.
ATTENTION: If you speak other languages, language assistance services, free of charge, are available to you. Call Medicare Supplement Customer Service at 800-624-2414 (TTY: 711).
ATENCIÓN: Si usted habla otros idiomas, tiene a su disposición, gratis, servicios de ayuda para idiomas. Llame al 800-624-2414 (Medicare Supplement Servicios de atención al cliente) (TTY: 711).
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Last Updated 10/25/2023