2023 EmblemHealth Standard

EmblemHealth Platinum

This is a good plan if you receive frequent care because there is a $0 deductible. This plan also includes free preventive care and telemedicine. Platinum is on our broad Prime network.

Deductible: $0 individual / $0 family

EmblemHealth Gold

This plan is a good choice if you visit the doctor often but want to pay less than you’d pay for our Platinum plan. It has a low deductible and includes drugs before deductible, free preventive care and free telemedicine. Gold is on our broad Prime network.

Deductible: $600 individual / $1,200 family

EmblemHealth Silver

This is a good plan if you go to the doctor for regular visits. It includes 1 PCP visit before deductible, drugs before deductible, free preventive care and free telemedicine. Silver is on our broad Prime network.

Deductible: $1,750 individual / $3,500 family

EmblemHealth Bronze

This is a good plan if you don’t seek frequent medical care and would like to save some money on your health insurance. It  includes 3  PCP visits before deductible, free preventive care and free telemedicine. Bronze is on our broad Prime network.

Deductible: $4,700 individual / $9,400 family

EmblemHealth Basic (Catastrophic)

Basic plan is for individuals under age 30 and others who qualify based on financial need. Basic plan is on our broad Prime network and  includes 3 free PCP visits. 

Deductible: $9,100 individual / $18,200 family

2023 Essential Plan

EmblemHealth Essential Plan (with Adult Dental and Vision)

Available year-round through the New York State of Health Marketplace.

A plan for New Yorkers with a $0 monthly premium,no deductible, and no referrals required to see a specialist. These plans also allow members to see a primary care physician, mental health professional, or dermatologist virtually with our Teladoc P360 benefit at no extra cost. Eligibility is based on income and other factors.

Deductible: $0 individual / $0 family