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Get the Medicare Advantage
Plan You Deserve

Don't miss out! Open Enrollment runs from Oct. 15 through Dec. 7.

Open Enrollment runs Oct. 15 – Dec. 7.

Explore $0 Premium Medicare Advantage Plans

Looking to switch plans or new to Medicare for 2027? Discover affordable options from EmblemHealth that combine medical and prescription drug coverage in one plan, along with valuable benefits like dental, vision, and hearing.

  • $0 Premium

    Options include $0 monthly premium and low-cost plans.

  • Robust Network

    Trusted doctors and top hospitals with no referrals needed.

  • Prescription Drugs

    $0 preferred generic drugs, plus home delivery options.

  • Dental, Vision & Hearing

    Most plans offer additional benefits to support your health.

Affordable Medicare Advantage Plans in New York

EmblemHealth offers $0 premium plans and other low-cost options that may be available in your area. We're committed to delivering a simple, caring path to better health, and we're here to help you compare plans, understand your options, and enroll in coverage.

Watch Our Short Video

Learn how an EmblemHealth Medicare Advantage plan may help you save money and get more from your coverage.

Medicare Advantage FAQs

Find quick answers to common questions about coverage, benefits, and Open Enrollment.

A Medicare Advantage plan, also known as Medicare Part C, combines your hospital and medical coverage in one plan. If you choose a Medicare Advantage Prescription Drug plan, your prescription drug coverage (Medicare Part D) is included, too. Many EmblemHealth VIP Medicare Advantage Prescription Drug plans also offer dental, vision, hearing, fitness, and other benefits beyond Original Medicare.

Learn more about Medicare Advantage plans.

Our EmblemHealth VIP Medicare Advantage Prescription Drug plans cover many of the services you rely on most, including doctor visits, hospital care, preventive care, and prescription drugs.

Many of our plans offer:

  • $0 or low monthly premiums.
  • $0 preventive care copays.
  • $0 lab copays.
  • $0 preferred generic drugs.
  • $0 primary care provider (PCP) visits.
  • Comprehensive dental coverage.
  • Preventive hearing coverage and hearing aid benefits.
  • Coverage for eyewear.
  • A robust network of trusted doctors and top hospitals.
  • SilverSneakers® fitness program.
  • Member Rewards Program.
  • And more.

Plans, benefits, and premiums vary by county.

Explore Medicare Advantage plans in your area.

EmblemHealth VIP Medicare Advantage Prescription Drug plans offer access to care from a large network of trusted doctors and leading hospitals across New York. It’s easy to check whether your doctor participates in the plan you’re considering using our Find Care tool.

Most people can enroll in a Medicare Advantage plan when they first become eligible for Medicare. Your Initial Enrollment Period begins three months before the month you turn 65 and continues for three months after. If you’re already receiving Social Security or disability benefits, you may be enrolled in Medicare automatically.

Download our free Medicare Made Simple guide to learn more about Medicare enrollment and coverage options.

Yes. Open Enrollment, which runs from Oct. 15 through Dec. 7 each year, is the time when most people with Medicare can review their coverage and switch Medicare Advantage plans. New coverage begins Jan. 1. In some situations, you may also qualify to make plan changes at other times during the year.

See our free Medicare Made Simple guide to learn more about enrollment periods and coverage options.

Here are just a few reasons to consider an EmblemHealth Medicare Advantage plan:

  • Affordable premiums and competitive options to fit different healthcare needs and budgets.
  • Access to care from a robust network of trusted doctors and leading hospitals across New York.
  • In-person support at EmblemHealth Neighborhood Care locations, along with free health and wellness classes, events, and community resources.

Whether you’re exploring your options or ready to enroll, we’re here to help you every step of the way.

Questions?

We're here to help.

Speak with a licensed EmblemHealth Medicare representative who can help you find the best plan for your needs.

Call [VDNPHONE] (TTY: 711) from 8 a.m. to 8 p.m., seven days a week.

Or request a call.

Last Updated: 10/01/2026

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