GHI Senior Care
If you are a Medicare-eligible retiree, you have the option of enrolling in GHI/Empire BlueCross BlueShield Senior Care program, a Medicare Supplement program.
After you have satisfied the Medicare Part B deductible, you will be responsible for an additional $50 of covered Senior Care services per individual, per calendar year. GHI then pays the Medicare Part B coinsurance (that is, 20% of Medicare Allowed Charges) for covered services for that calendar year.
Please note that the separate $25 calendar year deductible for private duty nursing, ambulance, and durable medical equipment will remain unchanged.
Under this plan, GHI supplements Medicare for the following benefits, subject to a deductible:
- Office visits
- In-home nursing services
- In-hospital physician services
- Laboratory tests
- Outpatient hospital services
- Radiation therapy
- Specialist consultations
- Speech therapy
- Surgery and anesthesia
- X-ray examinations
You can enhance your Senior Care program with the following services:
- Enhanced Medicare Part D benefits for prescriptions received at network pharmacies and home delivery service
- Increased inpatient hospital benefit to 365 days (underwritten by and provided through Empire BlueCross BlueShield)