Medicare Over-the-Counter (OTC) Benefit

senior looking at an item in the pharmacy aisle

EmblemHealth OTC Benefit

When your Medicare Advantage plan includes an over-the-counter (OTC) benefit, you can get an OTC card that can be used to shop for a wide range of health-related items.

over the counter pharmacy items

OVER-THE-COUNTER ITEMS

  • Cough, cold, and flu medicines.
  • Allergy, sinus, and respiratory treatments. 
  • First aid kits, dressings, and supplies. 
  • Home health care accessories. 
  • Dental and denture care. 
  • Eye and ear care. 
  • Pain relievers.
  • And more!

Please note, the product list is subject to change. Items, quantities, sizes, and brands may change depending on availability. Only certain brands are included. Learn more about noncovered items.

Frequently Asked Questions

Get the information you need to make the most of your EmblemHealth OTC benefit.

Your monthly benefit allowance and how you get your OTC items depends on the plan you join. Please see your Evidence of Coverage or Cost-Sharing Guide for more information. You can also call EmblemHealth Medicare Connect Concierge for help.

Please note, your OTC benefit amount may only be used within the benefit month and will not roll over.

You should receive mail-order items within seven business days from the time of receipt of your order. 

Items, quantities, sizes, and values may change depending on availability. Items may also vary based on the manufacturer and availability. If an item is out of stock, a similar product of equal or higher value will be shipped.

Questions?

Get in Touch

Call EmblemHealth Medicare Connect Concierge at
877-344-7364 (TTY: 711)

Oct. 1 through March 31, 8 a.m. to 8 p.m., seven days a week. April 1 through Sept. 30, 8 a.m. to 8 p.m., Monday through Saturday

telemarketer looking at computer at desk

Last Updated 10/01/2025

Y0026_203228_C

We use cookies on this website to give you the best experience and to measure website usage. By continuing to use this website, you consent to these cookies. View our Privacy Policy here.