2024 EmblemHealth VIP Gold (HMO) | EmblemHealth

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EmblemHealth VIP Gold (HMO)

You will pay $0 to see your primary care doctor and $25 to see specialists. You will also get benefits Medicare does not cover, like comprehensive dental, hearing aid allowance, eyewear allowance, and a SilverSneakers® membership.


Available in the following counties: Suffolk and Westchester


Provider Network: VIP Bold


Your level of Extra Help Premium
No Extra Help $219.00
Extra Help $170.30

Plan Highlights

If you have questions, please call 800-859-4880 (TTY: 711) daily from 8 am to 8 pm.

Benefit Summary

Type of Care Copay
Primary care doctor visit: $0
Specialist doctor visit: $25
Preventive care (services that keep you healthy): $0
Urgently needed services: $35
Emergency room: $100
Inpatient hospital coverage: $290 per day 1-7, $0 each additional day
Lab services: $0 or $15
X-rays: $25 or 20% of the cost
Type of Care Copay
Foot care: $25
Dental services (no annual dollar limit): Comprehensive and preventive
Hearing aids: $2,400 every 3 years
Routine eyewear: $300 every year
24-Hour Nurse Line: Yes
Teladoc®: $0
SilverSneakers®: Yes
Prescription drugs: Yes

Drug Coverage

Having the medicines you need is an important part of staying healthy, which is why we take our pharmacy offerings very seriously. We strive to help you make sure you can afford the medicines s you take. Our formulary gives you access to thousands of them, and our pharmacy network is large enough to provide the choices you need—close to home.

(The amount you pay before your plan starts to pay)
$0-$5,030 – 30 Day Supply
Over $5,030
Over $8,000
  You Pay Preferred Standard You Pay You Pay
Tier 1 Preferred Generic $0 $2 $7 25% $0
Tier 2 Generic $0 $10 $20 25% $0
Tier 3 Preferred Brand $200 $40 $47 25% $0
Tier 4 Non-Preferred Drugs $200 $95 $100 25%


Tier 5 Specialty $200 29% 29% 25%


Tier 6 Select Care Drugs $0 $0 $0 $0


You pay no deductible and no more than $35 for one-month supply of covered insulins and $0 for most adult Part D vaccines, including shingles, tetanus, and travel vaccines. 

You will pay the above cost-sharing when you use preferred pharmacies. You pay more when you use standard pharmacies. You may pay less if you get Extra Help. $0 Tier 1, 2, and 6 generics are available through preferred mail order.

Set up Home Delivery and Refills for Prescription Drugs

Have your prescriptions and refills delivered directly to your home through Express Scripts, Inc. (ESI), our home-delivery pharmacy.

Additional Pharmacy Information

Learn more about how to get money back for a drug, our Medication Therapy Management program, how to get help paying for Part D drugs through the Extra Help program (as known as Low-Income Subsidy), and much more.

Drug Cost Calculator

Use our Cost Calculator tool to estimate your prescription drug costs. Enter the prescription drugs you take and we'll show you your monthly drug costs.


Plan Documents

Health Insurance Plan of Greater New York (HIP) is an HMO plan with a Medicare contract. Enrollment in HIP depends on contract renewal. HIP is an EmblemHealth company.

SilverSneakers is a registered trademark of Tivity Health, Inc. © 2023 Tivity Health, Inc. All rights reserved.

Teladoc and related marks are trademarks of Teladoc Health, Inc. and are used by EmblemHealth with permission.   

You will need the Adobe® Acrobat Reader software to view files in the Portable Document Format (PDF). If you don’t already have it, you can download a copy from Adobe® here.

Last Update 10/15/2023